drwex: (WWFD)
[personal profile] drwex
If you're even close to my age you should be thinking about retirement. If you're younger, you should be saving for it.

Here - https://www.soa.org/globalassets/assets/files/resources/research-report/2019/viability-spend-safely.pdf - is a report from the Society of Actuaries, based on their research project looking at the success rates of over 200 variations on retirement plans. The PDF is a bit long, but quite readable. It's focused on people who have under $1 million in savings at retirement age and are largely going to depend on Social Security.

Major recommendations:
- Delay taking Social Security as late as possible. Age 70, currently
- Generate more income by using minimum distributions and investing those distributions in low-risk vehicles

Date: 2019-08-14 07:51 pm (UTC)
jducoeur: (Default)
From: [personal profile] jducoeur
My primary work iTunes playlist has something like 10k tracks (just shy of a continuous month of play), so I'm rarely *really* hurting for variety. But stuff like this is fascinating for discovering new-to-me music. After several hours, I'm just now up to the first track I've ever heard before -- "More Than a Feeling" by Boston, of all things.

I might give Pandora another shake at some point. Last time I tried it, it gave me way too much sameness, and I got bored with it...

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drwex

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